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Midway, PA (724) 796-3040 Erie, PA (814) 315-0123 Franklin, PA (814) 209-4699
Handsome son sitting in the garden with his sick old mother whose elder care he pays for

Should Children Be Made to Pay for Elder Care?

Children are often left to pay for their parent's elder care, which can be astronomically expensive. The high cost of long-term nursing care is no longer news. Costs can run around $7,000.00 or more per month, depending on location. Hundreds…

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windfall elimination provision

Are You Subject to the Windfall Elimination Provision?

If you receive a pension from your employment that did not pay social security payroll taxes, your SSA benefit might be reduced by the Windfall Elimination Provision (WEP). How can you know if this is your situation? Your social security…

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social security

The Rules of Social Security Disability Income

Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of…

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medicare

How Medicare is Modernizing

Many seniors who are financially stable and choosing to age in place already have a “smart” home employing the sorts of technology that can prolong their independent living circumstances. Family caregivers are freer to move about their daily lives knowing…

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alzheimer's

The Hidden Costs of Alzheimer’s Disease

When policymakers consider the costs of dementias like Alzheimer’s disease, they consider both direct and indirect costs. Direct costs, in this instance, are the medical and social/non-medical care costs related to dementia; on average, expenses included $273 per month spent…

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Five Basic Guidelines for an Estate Plan

Estate planning is important for people of all ages, but as we age, the need for planning becomes even more critical. Many people avoid estate planning, because they do not want to think about the end of life, failing health…

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Understanding Medicare Coverage for Long Term Care

Most people understand that by paying into Social Security throughout their careers, they can receive health care benefits through Medicare starting at age 65.  Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under…

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