Although society has adapted to meet the needs of those with disabilities, living with a disability has its own unique challenges and adversities. One challenge major challenge is financial strain. There are significant additional costs associated with disabled living. However,…
When you have a special needs child in your family, you may want to consider purchasing life insurance to address the possibility of outliving your child. Alternatively, parents may use a life insurance policy in a trust as part of their…
Special needs trusts (SNT) must be properly funded, so that the trustee may distribute assets to beneficiaries who are disabled. Before funding can happen, you must choose the type of trust that best suits the situation for your special needs…
You should carefully plan for the future of a loved one with special needs as it is one of the most important things you can do to protect their lives. This article offers tips you can employ in your planning process…
Protecting a child's need-based government benefits requires careful planning when leaving assets to them. It is also important to protect those assets against later claims after your death and, in some cases, during your lifetime, for additional available public benefits…
The future of special needs children poses unique challenges and opportunities to families. The right medical, educational, recreational, and employment opportunities can result in your child pursuing public and private programs and services for the rest of his or her…
Americans who are at least five years old and have special needs make up the largest single minority group in this country. The majority of federal and state benefits available to help persons with disabilities are needs-based, meaning income and…
If you have a child with special needs, you will require expert advice in estate planning. Looking to the future as to how your child will be able to function in the world as they age is particularly tricky to…
Having a special needs child has many challenges. One of the toughest challenges faced by many parents is knowing how to best care for their special needs child as they reach adulthood. There are many areas that need consideration when…
Writing a letter of intent (LOI) for your special needs child can help bring them family continuity and comfort after you are gone. As a parent, the most valuable asset your child has is you and your ability to care…