Long-term care benefits may be available to you even if you do not meet Medicaid's income and asset requirements. If you currently demonstrate the need for nursing home facility services, you may meet health eligibility rules for a Medicaid waiver…
It is important to consider a few things before you start looking for a home that can meet a loved one's physical or developmental needs. The US Department of Housing and Urban Development (HUD) lists state and local government agencies and other…
Parents don't usually think about death, illness, or injury when they are young. As unlikely as such a serious event is early on, it is a possibility. This is why we pay for medical insurance, disability insurance, and life insurance.…
Trusts are created when someone or a company manages property or assets on behalf of another. The person or entity is known as the trustee and has the responsibility of making decisions in the best interest of the trust beneficiary.…
In your estate planning for the future inheritance of your children and grandchildren, it is essential to incorporate protective measures that prevent assets from being lost or claimed by creditors. A simple way to achieve inheritance protection is through a…
Our lives are intertwined with the Internet of Things (IoT) – a world of digital devices connected to the internet that streamline tasks and have become an integral part of our everyday routines. Typically, the younger generations are very adept…
Over the past decade, significant focus has been dedicated to researching the causes and treatment of Autism Spectrum Disorder (ASD). The Combating Autism Act of 2006 was reauthorized in 2011 and renamed the Autism CARES Act in 2014 (Autism Collaboration,…
Older Americans are experiencing widowhood or divorce in record numbers, leading to new partnerships. The US Census Bureau reports that more than half of all older adults have only married once, opting to stay legally single in their future relationships. Cohabitating can…
Disability and special needs are frequently used interchangeably, but they hold distinct meanings. Disability is a legal term referring to a physical or mental impairment substantially limiting one or more major life activities. Special needs is a more general term…
Specialized facilities providing memory care services are experiencing a burgeoning market of opportunity. The number of adults with cognitive impairments is increasing, but the number of caregivers is decreasing, which requires more innovative solutions. While some facilities are stand-alone solutions…