A home purchase can be a lengthy and involved process even when things are going well. If you or a loved one have a physical or developmental disability, the process can be even more challenging. Fortunately, there are resources available…
It is a responsive, ongoing process for parents to plan for the future well-being of their adult children with disabilities. A Journal of the American Medical Association reports the life expectancy of adults with Down Syndrome has increased from 25…
In order to supplement their loved one's needs and quality of life while continuing to qualify for public assistance, many people with loved ones with disabilities create special needs trusts (SNTs) to save money tax-free. In 2014, the ABLE Act…
US statistics show a ratio of 1 special education teacher to 17.1 students with learning disabilities. Yet, in the past decade, the percentage of available and competent teachers fell by 17 percent. Many federal and state government educational programs address…
Although society has adapted to meet the needs of those with disabilities, living with a disability has its own unique challenges and adversities. One challenge major challenge is financial strain. There are significant additional costs associated with disabled living. However,…
When you have a special needs child in your family, you may want to consider purchasing life insurance to address the possibility of outliving your child. Alternatively, parents may use a life insurance policy in a trust as part of their…
Special needs trusts (SNT) must be properly funded, so that the trustee may distribute assets to beneficiaries who are disabled. Before funding can happen, you must choose the type of trust that best suits the situation for your special needs…
You should carefully plan for the future of a loved one with special needs as it is one of the most important things you can do to protect their lives. This article offers tips you can employ in your planning process…
Protecting a child's need-based government benefits requires careful planning when leaving assets to them. It is also important to protect those assets against later claims after your death and, in some cases, during your lifetime, for additional available public benefits…
The future of special needs children poses unique challenges and opportunities to families. The right medical, educational, recreational, and employment opportunities can result in your child pursuing public and private programs and services for the rest of his or her…