Americans who are at least five years old and have special needs make up the largest single minority group in this country. The majority of federal and state benefits available to help persons with disabilities are needs-based, meaning income and…
If it is possible that a loved one will need Medicaid assistance within the next few years, that person should not give gifts. This can be sad if that person gets joy out of generosity. But gifts in that situation…
According to a 10-year study by the Journal of the American Medical Association (JAMA), hearing loss has been linked to a variety of health risks. The risks include a 50% greater risk of dementia, a 40% greater risk of developing…
Consider that your estate plan has been finalized. It provides care for your home, savings, and investments so that your family will receive those valuable estate items fairly and efficiently. Your plan will also protect your legacy from your children’s…
Medicaid is a federal-state program that helps low-income seniors with limited assets and incomes afford long-term care and healthcare. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true…
A will protect your assets and leaves no doubt as to the wishes of your successors, so if you've already created one, congratulations are in order - you're already ahead of the game! While a will is a necessary document…
Litigation over probate can be triggered by many family circumstances. Still, there are two fundamental reasons: families disagree with how to handle a mentally incapacitated family member or, after death, disagreements regarding the dissolution of the estate. High-risk factors that…
In the wake of the Coronavirus pandemic, we have learned life is unpredictable. Too many aging Americans found themselves with a life-threatening COVID-19 illness in 2020 without legal documents naming trusted loved ones to make decisions for their well-being while…
In spite of the COVID-19 pandemic, caring.com reports that the overall percentage of older Americans without a will remains unchanged. Remarkably, younger adults with a will show an increase of sixty-three percent comparative to pre-pandemic times. This 18 – 34…
It is becoming increasingly popular to age in place; however, what to do when you notice a loved one is having difficulty living alone is a concern for many of us. Troublesome signs like a dirty home in poor repair,…