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How are Medicaid and Medicare Different?

In the healthcare industry, the acronym LASA, which stands for “look-alike-sound-alike” is used when referring to medications.  When it comes to federal programs, Medicaid and Medicare, in written form, look alike and they do sound alike but work very differently.…

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Tips for Understanding Medicare

Navigating Medicare can sometimes seem like going through a maze. On the one hand, Medicare is obviously a good resource because it provides medical benefits to seniors who are often on a fixed income. On the other hand, however, navigating…

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The Cost of Alzheimer’s Disease

The annual Alzheimer's Disease Facts and Figures (alz.org) has now been published for 2020 by The Alzheimer's Association. The findings give pause when contemplating the future of many Americans who will be living with crippling dementia. Health care and long-term…

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Common Medicare Scams and How to Avoid Them

The largest types of insurance fraud by far are scams against government and private health care insurers. Scammers frequently target government insurance like Medicare by stealing newly issued medical ID cards and then stealing identities. The Coalition Against Insurance Fraud…

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Trends in senior care and living center

The traditional senior housing market and senior living is undergoing a profound change. In 2018 senior housing occupancy fell to an eight-year low, even as the senior population continues to increase, as competition for the younger baby boomer market is…

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Medicare to Cover More Telehealth Services During COVID-19

The terms "telehealth" and "telemedicine" refer to the ability to exchange medical information from one site to another through electronic communication to improve a patient's health.  With the rapid rise of COVID-19 cases, there is the urgency to expand the…

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Senior living trends in 2020

Actuaries used to define senior housing construction projections and schedules are based on population data that are five or more years out. These metrics attempt to address occupancy and growth challenges as senior living occupancy rates fluctuated between the 86…

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Senior Adult Taking Pills Medicine Concept

What To know About the Shortcomings of Medicare Advantage Plans

Medicare Advantage plans are appealing to many cost-conscious seniors because 1) they include prescription drug coverage; 2) they often include dental care, eyeglasses, gym memberships and other services; and 3) the premiums are substantially less than a traditional Medigap Plan…

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